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Home Loan Variable: 5.99% (6.00%*) • Home Loan Fixed: 5.39% (5.84%*) • Fixed: 5.39% (5.84%*) • Variable: 5.99% (6.00%*) • Investment IO: 5.69% (6.19%*) • Investment PI: 5.55% (6.02%*)

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Example Multiple Banks (Fixed)
Interest*
5.69%
Comparison*
6.04%
   
5.69%
6.31%
   
5.74%
5.99%
   
5.74%
6.02%
   
Example Multiple Banks Variable)
Interest*
5.99%
Comparison*
6.00%
   
5.99%
6.01%
   
6.04%
6.08%
   
6.04%
6.40%
   
Example BIg-4 Only (Variable)
Interest*
5.99%
Comparison*
6.00%
   
5.99%
6.01%
   
5.99%
6.01%
   
6.04%
6.08%
   
Example Invest Products (IO)
Interest*
5.89%
Comparison*
6.51%
   
5.99%
6.59%
   
5.99%
7.55%
   
5.99%
7.71%