RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.99% (6.01%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.99% (6.01%*) • Investment IO: 5.99% (7.58%*) • Investment PI: 5.89% (7.55%*)

Business Loans to Match Your Business Needs

Get Financed Quickly to Grow Your Business
Business Finance From 6.44% (6.44%*). Equipment Rates from 7.74% (7.74%*)

Fast, Efficient, and Easy Business Finance - Call us on 1300 227 577

Selected Business Finance Products
Listed are selected business finance products. Not all are listed, so you should contact us for those that come from lenders that don't make their rates available to us.
Business Finance General
Interest*
6.44%
Comparison*
0.00%
   
6.44%
0.00%
   
6.49%
0.00%
   
6.59%
0.00%
   
Selected Business Fixed
Interest*
6.44%
Comparison*
0.00%
   
6.44%
0.00%
   
6.59%
0.00%
   
6.59%
0.00%
   
Selected Business Variable
Interest*
6.44%
Comparison*
0.00%
   
6.49%
0.00%
   
6.69%
0.00%
   
6.94%
0.00%
   
  Business Vehicle Options
Interest*
6.49%
Comparison*
6.86%
   
8.69%
0.00%
   
13.50%
0.00%
   
 Business Finance Frequently Asked Questions
Listed below are common Business Finance Frequently Asked Questions. Selecting any link from within each FAQ will deliver you to a page with more information.

A small business loan provides quick access to a lump sum to cover one-off expenses or invest in your business. You may generally borrow between $5000 and $300'000, although higher amounts are made available with a slightly longer turnaround. You will enjoy fixed terms between 3 and 36 months with funding provided in as little as 24 hours. Interest rates are determined based on your business circumstances.

Business line of credit provides ongoing access to funds to cover unexpected cash flow gaps, and keep your business moving. For faster turnarounds you will be limited to between $2,000 and $150,000. YOu only pay interest on the funds drawn.

Under normal circumstances, our lenders can often provide a response in one hour – as long as you apply during standard business hours and allow the lender to use technology to verify business data. If you choose to upload copies of your bank statements the lender can usually provide a decision in as little as one business day. Under normal circumstances, if you apply before 4pm on a business day and your application is approved, it is possible to have money in your account the next business day.

When you apply for our business loan, our lenders will assess the risk profile of your business in accordance with their lending policies and provide you with a customised offer including loan amount, term and interest rate. Interest rates vary based on factors such as your industry, how long you’ve been in business, and the health of your cash flow. With most business lenders the only fee you will incur is an origination fee. There’s generally no compounding interest and no additional fees (as long as you make your payments on time). You’ll also know exactly how much you need to pay and when from day one.

You must be an Australian Citizen (or permanent resident), over 18 years of age, own an Australian business with a valid ABN/ABN, and can demonstrate a certain term of trading (usually up to 6 months).

Like traditional lenders, most business lenders conducts credit checks to determine your personal credit score in conjunction with your business health. Credit reporting bodies will compile a report on your credit worthiness based on a range of factors which include how many loan applications you have already made, your current credit if you have any, any overdue bills, past bankruptcy if applicable and any pending writs or court judgments.

Equipment Finance

Equipment Finance

Equipment finance for vehicles, aircraft, machinery, kitchen or shop fit-outs, or anything else your business needs.

Short Term Business Finance

Short Term Business Finance

We can normally provide finance within 24 hours. Short-term and longer-term loans available.

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Business Finance Product Types
Various types of business products are made available, and their suitability is determined by the needs of your business. Call us for a discussion so we can identify fast and efficient options.

Commercial Real Estate Loans
Commercial real estate finance is mortgage granted on a commercial property,.

Equipment & Vehicle Finance
Finance for machinery and equipment by necessity in order to grow and succeed

Inventory Finance
Inventory finance is like a stop-gap between the time your customers order products

Debtor or Invoice Finance
Loan to purchase vehicle to be used predominantly for business purposes

Working Capital Finance
Working capital finance is to provide your business with short-term 'funding

Franchise Loans
Franchise loans are typically secured against the business you wish to acquire.

Self-Managed Super Loans
Finance provided to your business SMSF in order to make suitable investments

Unsecured Short-Term Finance
Unsecured short-term business loans are provided over a fixed short-term

Term Loans
Secured, unsecured finance provided on a short or longer-term basis

The Business Finance Application Process
Applying for business finance is a quick and painless process, and funds are delivered in as little as a day. A large number of options apply so please call us for more information.

STEP 1. BORROWING OBJECTIVES

We want to learn more about you, what you're looking to achieve, and what finance best fits your circumstances.

STEP 2. RESEARCH & COMPARE

We provide you with a number of borrowing options based on your product, your credit history, and the amount required.

STEP 3. FINANCE PROVIDED

Depending on the lender, we can often arrange finance to be provided to you within as little as 24 hours.

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Consider Equity in Your Home Loan ... and Manage Your Business Financial Burdens

Example Multiple Banks (Fixed)
Interest*
5.99%
Comparison*
6.12%
   
5.99%
6.40%
   
6.09%
6.15%
   
6.09%
6.16%
   
Example Multiple Banks Variable)
Interest*
5.99%
Comparison*
6.01%
   
6.09%
6.10%
   
6.13%
6.14%
   
6.14%
6.16%
   
Example BIg-4 Only (Variable)
Interest*
5.99%
Comparison*
6.01%
   
5.99%
6.01%
   
6.09%
6.10%
   
6.09%
6.11%
   
Example Invest Products (IO)
Interest*
6.14%
Comparison*
6.58%
   
6.24%
6.64%
   
6.34%
8.16%
   
6.39%
6.64%