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Secured and Unsecured Personal Loans in as Little as a Day.

Fast Finance, Rates from 8.50% (8.50%*)

  100% Free Service

  100% Competitive Rates

  100% No Obligation

Personal Loans Often Approved in Less Than a Day

Some personal loan products are approved in less than an hour, but lower rates and superior products may take up to a day. Call us for a discussion.

Download our First Home Buyer Guide. It includes over 40-pages that'll guide you on your property purchase journey.

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Selected Personal Loan Products
Your Finance Adviser will facilitate all finance arrangements. Listed are just a few of the hundreds of personal loan products that will be made available to you.
Selected Personal Loans
Interest*
6.78%
Comparison*
7.17%
   
6.89%
7.10%
   
7.49%
8.18%
   
7.50%
8.90%
   
Selected Variable Personal Loans
Interest*
8.50%
Comparison*
9.89%
   
8.50%
9.89%
   
10.49%
11.45%
   
11.59%
12.63%
   
Selected Fixed Personal Loans
Interest*
6.78%
Comparison*
7.17%
   
6.89%
7.10%
   
7.49%
8.18%
   
7.99%
8.20%
   
  Green Personal Car Loans
Interest*
6.49%
Comparison*
6.63%
   
6.49%
6.63%
   
6.49%
6.63%
   
6.49%
6.63%
   

Personal loans are generally unsecured and can be used to purchase a car. Personal loans are commonly used to purchase vehicles on a private sale or older model vehicles, however, some lenders will have limitations on the age of the vehicle ... [ Learn More ]

There are several financing options for those who are looking to finance a car, the most popular option is a car loan, but you may also want to consider a secured or unsecured personal loan. A personal loan is a form of credit used to finance personal purchases ... [ Learn More ]

A personal loan is a great option to fund smaller home improvement projects (from $4000) as they have lower interest rates compared to credit cards. If you chose an unsecured loan you do not have to provide collateral against your loan, so there is no risk of losing ... [ Learn More ]

Multiple loans or Credit card debt consolidation is the process of combining a number of existing credit card and loan debts into one convenient loan with one set of loan fees to better manage your repayments. Your debts may consist of credit cards, medical ... [ Learn More ]

Unlike home loans, the interest rates on personal loans are generally not "black and white". The interest rate will depend on a number of factors such as whether security is offered, whether you own a property, how good is your credit history and how long have you been in your job. To obtain a rate quote please call us.

Normally it is advisable to use a home loan to fund home improvements. Obviously the interest rates are much lower on home loans when compared to personal loans. There are some situations where you may need to use a personal loan to conduct home improvements. Consider the following case examples: - You have borrowed 80% of the property value and borrowing more would mean you would have to pay lenders mortgage insurance. Mortgage insurance could cost you thousands of dollars. It may cost you less in interest to instead use a personal loan over a 5 year term than it would cost in mortgage insurance plus the interest on that mortgage insurance over the 30 year home loan term. - You have borrowed 100-105% of the purchase price with the help of a guarantor. In this instance you generally wouldn’t be able to increase your home loan so a personal loan would be required.

Generally by the next day or no later than two workings days.

Most personal loans have a fixed interest rate. This gives you certainty with ongoing repayments. There are a few lenders that offer variable rates but fixed rates are much more common and popular.

Most lenders require a clean credit history. We do have options that will consider small paid defaults with a telco or utility company. Unpaid defaults generally won’t be considered.

  Types of Personal Loan Products
There are a number of personal loan types, but broadly speaking, you will apply for an unsecured or secured loan, with the latter loan secured against your assets.

Unsecured Personal Loan

  • A loan that requires no security. As such, rates are often higher.
  • Loans of up to $50,000 available to eligible borrowers.

Secured Personal Loan

  • A loan that requires security such as a motor vehicle.
  • Generally offers more competitive rates than unsecured loana.
  General Repayment Calculator
The General Repayment Calculator will provide you with a very general understanding of how much you might be able to borrow. Consider visiting our Calculator Archive.

Consider Consolidating Debt and Using Your Home Equity

Want to pay one monthly repayment rather than two? You can often consolidate your debt by refinancing your home. Monthly obligations, even with a new vehicle, are usually less than what you’re paying now. Call us for more information.

Example Multiple Banks (Fixed)
Interest*
5.99%
Comparison*
6.12%
   
5.99%
6.40%
   
6.09%
6.15%
   
6.09%
6.16%
   
Example Multiple Banks Variable)
Interest*
5.99%
Comparison*
6.00%
   
5.99%
6.01%
   
6.13%
6.14%
   
6.14%
6.16%
   
Example BIg-4 Only (Variable)
Interest*
5.99%
Comparison*
6.00%
   
5.99%
6.01%
   
5.99%
6.01%
   
6.09%
6.10%
   
Example Investment Products (IO)
Interest*
6.14%
Comparison*
6.58%
   
6.24%
6.64%
   
6.34%
8.16%
   
6.39%
6.64%
   
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